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Passbook Savings
Account
The Passbook savings account is the first account opened by Wabash County FBCU members. With a low minimum balance requirement, no fees, and competitive dividend rates, this account makes saving easy.
Savings Plus
Savings Plus provides easy access
to your funds using Touch-Tone Teller, your ATM card, or using
automatic deposit. This account has a tiered dividend rate,
paying higher interest as your savings increase. Members receive
mailed statements detailing all account activity.
Share Certificates
If you are looking to earn some
of the most competitive savings yields in town, consider a
Wabash County FBCU share certificate! Certificates are available
in terms ranging from 6 - 60 months. Interest is compounded
monthly and you have the option of receiving interest checks
or transferring the interest to your savings or checking accounts.
Substantial penalty for early withdrawal.
Checking Account
With low or no fees and dividends earned on your daily balances, your money can grow with a Wabash County FBCU checking account. Take a look at all the benefits you will receive: dividends earned monthly on your daily balance, a low minimum balance ($100.00) required to avoid monthly fee, no per check fees, carbon check copies, and easy to read monthly statement.
Check Card
A check card is the card that works
like a check, without the hassles associated with the traditional
check approval process. With the look and acceptance of a
standard Visa credit card, you will gain the ability to use
your check card at merchants worldwide that do not accept
personal checks. Purchases made with the check card are automatically
deducted from your checking accounts and allow members to
avoid finance charges or unexpected bills that are often associated
with credit card purchases. Unlike cash, the Wabash County
FBCU check card will help you keep track of your purchases
and budget more effectively by providing itemized monthly
statements.
Loans
Wabash County FBCU offers a full
range of loans. Whether you are looking for a low-cost credit
card, a new or used vehicle, farm equipment, a new home, or
a home equity loan, Wabash County FBCU is the place to come!
Use our online, secure loan application to apply for a Wabash
County FBCU loan today. For current rates, check our rate
listings page.
Visa Card
The Wabash County FBCU Visa card
is the only credit card you should carry. It has NO annual
fee and a low 14.9% annual percentage rate.
New and Used Vehicles
If you are in the market for a new
or used vehicle, call the credit union for competitive rates
and terms up to 60 months (on new vehicles). Plus, you can
finance up to 85% of the purchase price on new cars and NADA
value on used cars.
Real Estate Loans
Wabash County FBCU offers loans
on both commercial and residential real estate, as well as
mobile homes. A variety of terms, up to 15 years, are available.
Members may also apply for a second mortgage loan.
Home Equity Lines of Credit
A home equity line of credit can
provide the cash you need for any reason at an affordable
interest rate. You can access up to 75% of the equity in your
home through a convenient line of credit. This means that
the cash is ready and waiting when you need it. In addition,
the interest you pay may be tax deductible.
Farm Equipment and Operation
To assist with your farming activities,
the credit union can provide financing with competitive terms
and interest rates for equipment purposes or operating needs.
Other Loans
No
matter what the purpose, if you need a loan, call your credit
union first! We probably have a loan that will meet your needs,
and you will receive some of the best rates in town.
Convenience
Services
Wabash County FBCU makes managing your finances easy and convenient.
We offer a variety of services that increase the efficiency
and reduce the time involved in completing financial transactions.
- ATM
card that gives members 24 hour access to cash at thousands
of locations nationwide
- Check
card that utilizes funds from your checking account to pay
for purchases and can be used wherever Visa cards are accepted
- Touch-Tone
Teller provides 24 hour access to accounts
- Members
Financial Services center offers investment and insurance
products
- Night
depository at select branch locations
- Safe
deposit boxes
- American
Express travelers checks
- Direct
deposit of payroll, retirement or government checks
- Cashier's
checks and money orders
- Wire
transfer of funds
- Payroll
deductions
- Notary
services
- Amusement
park tickets
Each account is insured up to $250,000
by American Share Insurance. By members' choice, this institution
is not federally insured.
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